GOALS, GOALS, GOALS

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Through all my life i have been told that to accomplish something in life you must have a plan. Mom and Dad would constantly say "Go to school, study hard, go to college and get a good job." Was I the only one to here this? I know this was my first plan given to me by my parents. If I followed it I would become successful. It didn't work to well, life got in the way.

I had some of my own goals in my life that I set up. For instance "Try to finish college, get some kind of job and try to pay your bills." That plan was the one I did accomplish. Who said, "When you aim at nothing you'll hit it every time."?

Well that's not going to happen anymore. I am setting goals here and now for the world to see. In time we will see what I accomplish. Now what are these goals?

1. Have $1000 saved in the bank for emergency's.
2. Get on a budget.
3. Spend less than I make
4. Pay off all debts but the mortgage.
5. Have 3 to 6 months expenses in savings.
6. Save for college for my 10 year old daughter.
7. Save 15% of my income to a Roth Ira for retirement.
8. Pay off Mortgage.

There are my goals. I have the first 2 completed. I am struggling to do the third goal. Maybe I'll get better with time. The fourth goal is what I'm concentrating on now. Are these lofty goals? I don't think so. I do think that if I don't do them I will be reading the book "50 Ways to Cook Alpo" in my retirement.

I must admit I am stealing this list from Dave Ramsey's "7 Baby Steps". He is real good with these things, check him out. I did edit it for my life but "Baby Steps" are great.