English: Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia) |
Decreasing Rather Than Increasing Your Chances
Curiously, it is supposed that the best and easy way to receive the benefits of the Obamacare plan is through your employer, but everyday more and more companies reduce their number of workers or reduce the working hours to avoid providing their employees with such health coverage. People who are left out of a company plan is expected to approach the health marketplaces to come in October, but there is not enough information on how to purchase coverage and how much they will have to spend on it.
Getting Ready for a Duteous Application
Now, the government said that it would never be so easy to buy health care insurance, and that anyone could do it much in the same fashion they buy at Amazon or similar online stores. However, what Obama did not say is that the application includes around 15 pages that require the completion of nearly 21 steps and that many of these steps require further answers to more questions and requirements. Moreover, after the application is submitted, at least three federal agencies will review it to check your identity and veracity of the information, including a verification performed by the IRS.
Shopping at Amazon, Dream On
If you think it will be that easy to buy health care insurance when the enrollment season begins this fall, you are probably dreaming. Obama's Affordable Care Act requires the above process to learn more about your financial situation, because it is meant to provide generous support to lower income people. However and regardless of your financial status, once approved for Obamacare, the hardest part is choosing a health plan because all the information that is provided in pure insurance jargon that not all people understand along with a number of additional steps before you can actually purchase health insurance.
Fortunately, for some, unfortunately for many others, taking out health insurance will be mandatory starting in 2014, so that American citizens are uncertain about what the future is bringing. For people who actually have health insurance through Medicaid or Medicare, it is expected that nothing will change, as they can continue under such health coverage, same as workers who receive other types of health insurance from their employers. However, for people who do not carry health insurance yet, the panorama is not promising, but seems to add more hassle than benefit to their lives.
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