Charity donations
Many of us have recurring payments for charities scheduled by direct debit each month. Changing bank account is an ideal opportunity to look at the donations you currently have set up, before analysing whether you want to continue giving the same amount. If you are happy with what you’ve previously set up, you should be able to set up a new direct debit schedule from your new account; remember to cancel the existing agreement.
Mobile phone
If you have a mobile phone contract, this is more than likely set up as a direct debit. It’s important you don’t miss this payment as you may incur charges for having a failed payment attempt. Therefore you should call your mobile phone provider if you will not have a new payment schedule in place on time and they should let you make a manual payment instead. Of course, if you’ve timed the expiration of your contact with the opening of your new bank account, you could look at new mobile phone deals online and simply set up a new agreement with the provider.
Satellite TV
Another service you may have is that of satellite TV such as Sky or Virgin Media. If you depend on these services so you can watch sports channels and more, you’ll want to make sure that you remember to update your payment with your provider. Again, make sure that the original agreement has been cancelled so you do not incur any charges with your old bank. You might even want to consider finding a service that doesn’t charge you monthly, such as a freeview box which just requires a one-off cost.
Energy bills
Many of us pay our energy bills through direct debit agreements, so make sure you check how your own bills are currently paid. Think about electricity, gas, water and even your council tax. If there are going to be any problems with making a payment quickly, it is a good idea to call each of your energy and utility suppliers as you can make alternative arrangements for payment. If you are going to call, you could also give them your latest meter readings to make sure that your payments aren’t too low or too high.
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