Despite this inevitability, though, millions of us still leave our finances to chance by avoiding the feelings of finality that the talk of death can bring. Indeed, surveys have shown that almost three quarters of over 50s have yet to make ANY plans for their funeral.
Sidestepping the issue, however, only serves to leave your family off-guard, both emotionally and financially, when it comes to organising a funeral service.
The very last thing anyone wants to do after bereavement is arrange transport, funeral music and flowers – and that’s before they’ve glanced at the list of costs involved.
Consequently, it pays to face up to the reality of your mortality now, giving you complete peace of mind that your funeral is covered, and avoiding a financial headache for your loved ones.
This is where a funeral plan is worth its weight in gold.
Of course, before you look around for a funeral plan, it’s important to realise there are many companies to choose from – but that doesn’t mean they’re all the same.
The following services will all vary depending on what type of plan you opt for:
- The funeral director
- Hearses and limousines
- The coffin
- Crematorium costs
Also, given that the average funeral now costs around £3,200 – with inflation on funerals running at around 7% the average cost of a funeral in 2020 will be more than £5,600 – sorting your funeral out at today’s prices means you could make significant savings as prices spiral.
A funeral plan offers easy funding options depending on how much you can afford to pay, and you get the funeral you want while relieving your family of the financial strain that a service can so often cause.
Finally, when you opt for a funeral plan, you can rest assured that your cash is protected and invested to ensure there will be sufficient funds available to carry out a funeral service that your loved ones will remember for all the right reasons.
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