Investment Ideas: 3 Lucrative Ideas For Your Finances

There are two types of people in this world: those who wait for things to happen and those who put themselves in the position to make great things inevitable. Many people are simply okay with going to work, collecting their paychecks, and letting their money sit around without any real plan for it. 

This is a lost opportunity to make your money work for you and put yourself on the path toward obtaining real wealth. There are countless ways to put your money to use, but below are our top 3 favorite ways for growing your finances.

Stock Market

The simplest suggestion on our list is also the most proven one. Investing in the US stock market has made millionaires out of everyday people. 

The S&P 500 has consistently produced profits over long-term time frames and for those willing to be patient, it has provided a nest egg well above those letting their cash sit in their bank accounts. 

If you don’t believe us, take a look at any 20 year period of the S&P 500 and you are guaranteed to find that you would have made a hefty profit by simply depositing your money and never looking at it again. 



Opening an account is easy; all you need to do is create a Vanguard account, deposit enough money for an S&P 500 ETF, and watch your money grow.

Real Estate

Investing in real estate has been the source behind the wealth of some of the world’s most elite business minds. Some people prefer a more tangible investment vehicle where your project is felt and seen, as opposed to just some numbers popping up across a trading platform. 

Anybody can get into real estate as long as they are willing to put in the time, make the relationships, and come up with the funding to invest in a business that requires large upfront costs for potentially huge profit. 

Funding can come from many sources, family, friends, commercial loans like those offered by LCNB National Bank, etc. One you gather your funding and perform your research on what type of real estate is right for you, the only thing left is getting to work and making money.

Start-Up Investing

Start-up investing is the most risky of the three ideas, but it has the potential to make you the most money in the fasted amount of time if you find that one diamond in the rough. 

The basics of start-up investing come down to finding a company in need of capital, investing a sum of money in exchange for a percentage of the company, and one day, the company will be worth much more than you paid for it and you will earn the percentage of the company’s new value once sold. 

With that said, most companies don’t make it very far and as they go down, so does your investment. 8 out of 10 businesses fail within 18 months, so it is important to invest with caution and only part with money you can afford to lose. 

But, if you find that one that defies the statistics, you set yourself up for a lucrative windfall.

The options on how to grow your money are virtually endless. Everyone’s risk profile and access to capital is different, so what you decide to do with your money is always up to you. 

The above options give you an idea of what options exist across the risk spectrum and what potential gains await. In any case, always be looking for ways to help your capital increase because the only thing better than steady finances is growing finances.