These Bajaj Finserv credit cards are unique, and can be used to meet all your purchases. From withdrawing cash to converting your credit limit into a loan, these cards are a rewarding way to pay for yourself. The low annual and joining fees also make them pretty affordable.
How to use Bajaj Credit Cards in a better way?
Despite having credit cards, many people do not use them optimally. People either end up in debt or use their cards too less, which doesn’t provide them all available benefits. You can avoid both using your credit card to build credit, and to save and earn money.
You can make the most out of your Bajaj Finserv Credit Cards in some of the following ways:
1. Choose your Rewards Carefully
All Bajaj Finserv Supercards come with great rewards. So, you need to choose the card offering rewards according to your taste. For example, if you are a frequent movie goer, the Bajaj Finserv RBL Bank Platinum Choice FYF Supercard would be great for you, as it offers special discounts on movie tickets.
Similarly, if you like going on road trips, the Bajaj Finserv RBL Bank Supercard offers a waiver of Rs. 200 per month on fuel surcharge across petrol pumps.
2. Ensure Lower Interest Rates and Costs
While all Bajaj Finserv credit cards boast of an affordable interest rate, only a few have the reduced and almost nil joining fee, like the Bajaj Finserv RBL Bank Platinum Choice FYF Supercard. In fact, with the Bajaj Finserv RBL Bank Platinum Plus Supercard, you even get a welcome gift of 4000 reward points.
3. Don’t Be in A Hurry To Get A Card
While choosing your Bajaj Finserv Supercard, don’t be in a hurry to pick one. In fact, do not purchase any credit cards on a spur-of-the-moment decision. Take some time to compare all the features, benefits and rewards from all the different Bajaj Finserv Supercards, and pick the one that suits you best.
4. Avail the Credit Limit to Loan Benefit
The Bajaj Finserv RBL Bank Supercards offer an opportunity to convert their credit limit into a loan once a year. With this, you can get instant cash for up to 90 days and repay it easily in 3 EMIs. You can avail this and get money for any timely monetary support that you may need.
5. Be Sure of The Safety Features
Being cautious about your credit card is the smart thing to do, especially since an unsafe credit card could put your bank account at risk. The Bajaj Finserv Supercards all have inbuilt safety features like ‘In-Hand’ security and ‘Zero-fraud liability cover’. Ensure that your Bajaj Finserv credit card has these features- or some similar others- for better safety.
If you keep the above tips in mind, while choosing your Bajaj FInserv credit card, you can make better use of it. Additionally, don’t forget to pay back your EMIs on time to ensure the best experience with your credit cards. Lastly, remember to use your credit cards wisely.
