Am I to Late?.

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I am starting this blog with the purpose of chronicling my journey through the financial world. Its a beginning. I am starting late but with a purpose to catch up. I have always liked reading about fiances, now is my chance for the reverse.

I don't have anything saved for retirement. I was counting on selling my home and using that money. But after the housing bust, my house is worth half of what it used to be worth. I realize its going to take lots of cash. So here I start. First get my debts paid off. Get organized on a budget and no more credit.

Why the name "50 Plus Finance" because I am 52 years old. I am going to do it right this time. I have tryed many times to get my life in order but life has happened setting me back to square one. Whats going to be different this time? Good question. Lets find out together.