5 Most Common Insurance Claims

Want to know the most important insurance claims? If yes, then read the following article, as it is going to ease you in the best possible way. After all, by reading the following article, you are going to know the most common claims. Thereby, you are able to know the importance of certain claims. Thus they are going to ease us like never before as well. 

Following is the list of the 5 most common insurance claims 

Pet Insurance

This is the insurance which gets lots of claim and it has been further authenticated by the recent study as well. Out of ten people who have the pet insurance policy, four made a claim. The reason for their claim stands out to be the illness of the pet, accident or injury.

Wedding Insurance

Increasing numbers of wedding insurance claims occur due to lost deposits. It usually occurs if the hotel closes down or the catering fails to show up or the photographers are nowhere in the party. Hence, each and every single thing is covered under the policy.

Home Insurance

It is also on the list owing to its importance and utility. It usually occurs due to the water damage, fire or theft. While the claim for water damage is the highest since it covers whopping 69% of claims, due to faulty plumbing activity which results in accumulation of water or creating other unforeseen problems. 

Auto Insurance

Although, there are various reasons which are responsible for the claim against the auto insurance, yet the most important and common one stands out to be fender benders. There are minor accidents which occur near the parking lots or at the stoop signs. Although, the damage is indeed quite minimal, but the best thing is that you are able to know about the detailed policy and whether they are able to impart to what has been promised before or not. 

Cell Phones

If you thought, you cannot protect your phone with a specific policy, better think again. There is a policy for that. The need for the same arose mainly due to the fact that with the advancement of technology, there has been a boom of gadgets. The market has seen various expensive cell phones. Therefore, it equally necessitates the importance of insurance. There has been a high claim rate against the damage. Interesting news also did the rounds where the claim for ownership was made just within the initial four months of possessing the cell phone.

Finally, aforesaid are the 5 Most Common Insurance Claims. It is imperative for you to be on your toes towards gearing up for any sort of eventuality. After all, it is advisable to be prepared for the worst, than to repent later on forever. The article is indeed going to ease you in preparing for some of the unforeseen situations, as now you will have complete knowledge as well. Since, you never know that you might have to make a claim yourself as well. Isn’t it?

Choosing the Right Mobile Phone Package for You

Walking into a mobile phone retailer can be quite intimidating, especially when you’re suddenly surrounded by young people from the store trying to get you to buy what they claim to be “the best overall package”, even when you’re only going in to make an inquiry.

Sometimes you just want a standard mobile phone that you can use to make emergency calls and let your family know you've arrived at a destination safe and sound. On other occasions you might be looking for something a bit more modern, and you can’t get much more up to the minute than a smartphone. Everyone seems to have one these days, either texting, calling, emailing, playing games and browsing the Internet. But are they for you? 

Choosing a phone should involve choosing one that is right for you in every sense. If you’re unlikely to use all of the features incorporated into a smartphone, then a more traditional mobile option would be best, for instance. Similarly, having decided that you do want a smartphone, you’ll need to think about payment options as there are plenty of pay monthly, and no annual contract smartphones on the market. 

There are four things that you should consider before signing any agreement for a mobile phone, and doing your research beforehand can help you to narrow down your search.

Talking and Texting 

Your first consideration should be about how much time you plan to spend using your phone as, well, a phone. If you’re the kind of person who won’t be doing much text messaging, you don’t need to have 1,000 messages incorporated into your call plan. Similarly if you’re going to be using your phone for work, you might need plenty of minutes to stay in touch with the office. 

Business

That point leads me on nicely to business customers. A lot of networks have specialized packages tailor made for business users with web access and plenty of call time, giving you everything you need to do your job on the move for less in comparison to a standard call plan with business features “bolted on.” 

Technology 

Choosing a phone is like choosing any gadget, you want the one that’s filled with all of the technology that you need in your life. However, you don’t want to be paying extra for features that you’re never going to need. You can save a great deal of money by cutting the unnecessary factors out of your phone and going for a simpler option if that suits you. 

For example, if you feel as though you’re never going to get on with a touch screen keypad, you’re best off looking for a phone that comes with a more traditional QWERTY keyboard. Similarly if you’re not looking to use your phone to play music, look for one that doesn't have a built-in MP3 player or iPod that you’re paying for. 

Network 

Finally, you need to choose the network that best covers your area. While your friends and family might recommend one particular provider, they might have poor network coverage in your area. For that reason you can find out in-store how to get the best network for your call package, saving you the hassle of having to return your phone or buy out your contract to switch to a better provider.

A Better Way To Sell Mobile Phones

Image by sunface13 via FlickrAfter a while the old electronic gadgets begin to fill up the drawers in your home. What do you do throw them out? That wouldn't be right because a better alternative would be to recycle or better yet try to sell them. You could use Ebay, but that's just a hassle. Why not just sell it to one of the online companies that will take your old phone and pay you cash for it.

There are so many sites that buy back your old phones. So which one will give you the largest amount for your old phone? A website called SellMyMobile.com, a popular U.K. website that compares the top phone buyback companies and finds you the ones with the top prices. You get a selection of the best buyback companies and the amount of money they will pay you for your phone, when you want to sell mobile

You can compare all the leading mobile phone buyers in the U.K. on Sellmymobile.com, like, Cashinmyfone, Earth Mobile, Envirofone, Fone Hub, Fone Bank, Greentec, Love 2 Recycle, Mazuma Mobile, Mobile Cash Monster, Mirror Go Green, Mobile Phone Xchange, Money 4 My Mobile, Money For Your Phone, Money4urMobile, Mopay, 02 Recycle, PhoneRecycleBank, RPC Recycle, Reycle my mobi, Royal Mail Simply Drop, Sell Old Mobile, Sell Old Phone, Sell-My-Phone, Simply Recycle and Used Fone.

When you go to SellMyMobile.com you see the homepage is organized and you notice an easy way to enter the info about your phone you want to sell. With just a few simple clicks you get to see the price a company will pay for your phone. All price are kept up to date on a daily basis, you always have the freshest info of your phones value.

After you see the price offered you just click on the form to add your name and address to the page. The company will then send you a postage paid envelope so you can send your phone back to them. 

For a quick and easy way to sell your old phone go to SellMyMobile.com, the No. 1 mobile phone recycling site.

This is a sponsored post and reflects the opinion of this website.