Finding the Funds: Tips for Making Life Work Between Jobs

Losing a job can be stressful. One of the things that people stress about the most is how they are going to pay their bills. Fortunately, there are several ways that you can make money while you are looking for a job.

Clean Houses

House cleaning is a task that most people do not like doing. That is why they do not mind paying people to do this job for them. 

There are likely cleaning agencies in your area. You can get paid anywhere from $10 to $30 per hour for cleaning houses.

Sell Items that you do not need

An easy way to make money quickly is by selling things that you do not need. Books, furniture, electronics and kitchenware are examples of some of the things that you can sell. Etsy is a website where you can sell things. 

This website is ideal for people who are creative and like to make homemade products. You can also sell unwanted items on eBay. Additionally, you can have a yard sale.

Walk Dogs

If you are an animal lover, then you should consider walking dogs. You can get paid over $200 per week by walking dogs. One of the many great things about walking dogs is that you have the ability to set your own hours. 

There are many websites that will connect you with people who are looking for someone to walk their dogs.

Get a Consumer Loan

A consumer loan is a secured or unsecured loan that is intended to be used for household and personal expenses. If the loan is secured, then it will have to be backed by collateral. 

Consumer loans by MainSource Bank and similar institutions are typically paid in installments, which means that you will need to make a payment on it every month until you pay it off completely.

Affiliate Marketing

Affiliate marketing is a way that you can make money without even leaving your home. You can make money by promoting other people’s products. If a person’s purchases the product, then you will get a portion of the sales. 

You can promote the product on your blog, website or social media page. There is no cap placed on the amount of money that you can make with affiliate marketing.

Being unemployed can be difficult. The good news is that you can make money by walking dogs, affiliate marketing, selling your unwanted items and cleaning houses. You can also take out a consumer loan.

4 Money Management Ideas to Employ When Injured and Out of Work

When you are injured and out of work, your finances will quickly take a big hit. Being out of work usually means having no health insurance, which further compounds your financial distress. 

These four money management ideas offer some help so that you can stay on your feet for as long as possible.

Applying for Worker's Compensation or Unemployment Benefits

If you were injured on the job, contact human resources and find out if you could qualify for worker's compensation. If you were let go because of your inability to do the job, find out if you could receive unemployment benefits. If your employer is uncooperative, consider a consultation with a worker's compensation or disability attorney.

Receiving a Personal Injury

Receiving a personal injury can be an overwhelming experience. You might feel frustrated, stressed and worried about what the future holds. Professionals, like those at D Chadwick Calvert Law Office, know that you should be sure to make the most of the insurance benefits that you have. 

Counseling may also help you to get through the experience of receiving a severe injury and loss of your job. You may also find a free support group in your community.

Cutting All But the Essentials

If your disability payments or unemployment benefits run out or never pan out, you could quickly run out of money. 

As soon as you are out of work, cut all but the essentials. Even if it means that you have to cut out the cable TV and other fun stuff, you can survive without it. Stick with the essentials at the grocery store and cut back wherever possible.

Find Work to Do from Home

There are only so many expenses that you can cut. At some point, you will have to be bringing some money into your bank account. Consider whether there is work you could do from home, even with your injury. 

Keep in mind that if you start working before a disability determination is made, the work could disqualify you from being eligible for the benefit. Some work options to do from home could include tutoring, sewing, dog sitting, house sitting or medical transcription.

When you are injured and out of work, take advantage of all of the resources available to you. Attorneys offer free consultations, and government employees at the disability and unemployment offices may be able to link you with community assistance. 

Focus on getting better and developing some new technology-oriented employment skills that could help you to find work that you can do as you recover.