Here are 4 financial steps to take after being diagnosed with a permanent disability.
Save, Save, Save
Permanent disabilities can come with some hefty costs to see doctors, treatment and medication, and any accommodations that need to be made. You also need to be prepared for any unexpected time off of work. This means you need to save when things are going well to be ready. Put a little bit of money away every check to ensure you have a safety net when necessary.
Find Work You Can Do
You may be forced to resign from your position due to your disability. However, that doesn’t mean you can’t find other ways to make money. Identify your limitations and look for work that you can still do despite your limitations.
The available work varies greatly depending on your disability. You may be able to talk to your employer to see if you can get transferred to another position that might suit your needs better.
Get Benefits
There are government programs designed to make life easier for people with disabilities. Do your research and see what programs you might qualify for. Look into both social security and medical programs.
There may even be charitable organizations who step in when the government does not. Do not feel bad about getting help due to your condition. You have to deal with something most other people do not have to go through. Since you have this handicap, you deserve the help.
Call a Lawyer
There are a lot of aspects of learning you have a disability that can be confusing. Luckily, you can find the help you need by reaching out to a disability lawyer. They can answer any questions you have regarding employment law regarding disabilities, filing for benefits, and anything else on the topic of disabilities. This will protect you at work and help ensure you get the benefits you deserve.
There is more to consider when it comes to disability than the physical aspects. The disability can affect the other aspects of your life, including your finances. Follow these tips to keep yourself comfortable.
