There are many financial issues
present in our world in the year 2013. Here are the top five financial issues
that need to be addressed this year.
Health Care
Health care is a huge financial
concern in 2013 as more and more people who are unemployed, underemployed, or
self employed aren’t getting the health care they need, often because they
can’t afford to obtain it on their own. Due to the rising cost of health
insurance many employers cannot afford to offer it to their employees.
Government programs designed to make healthcare more accessible to everyone are
facing opposition from certain groups of people within society.
Credit Reform
Companies that offer credit are
coming under fire for offering to people who either can’t afford it or abuse
it. There is also an issue with companies not having standards they are forced
to adhere to. Credit reporting companies are being criticized for not meeting
certain standards anymore. This is causing a lot of tension when it comes to
credit companies and people are calling for reform that, so far, is not
happening.
Jobs
While unemployment levels are
dropping this year, it is only because people are so discouraged and disgusted
with the job market that they have simply stopped trying to find a job in the
first place. Some people blame politics for the lack of jobs while others say
the lack of jobs could be fixed by each community doing what they can to create
more jobs.
Congress
Many people are blaming financial
problems on the government because government employees keep getting raises,
meaning states have less money for other expenses. Some people blame the
general public for voting for government officials that simply don’t care about
individual people. It is believed that strong leadership could fix all the
current financial problems America is facing. People are very frustrated at the
way in which the government has dealt with the country’s financial problems.
Housing
The housing industry has suffered
a lot in recent years and is now recovering, but the recovery process is going
very slowly. Many people had to foreclose on their houses this year because of
the actions from banks throughout the country. Financial experts are saying
that the best way to deal with the housing crisis is for the banks to try to
help people who have gone through foreclosure to get their houses back.
These five issues are the main
issues we are facing as a nation in 2013. Each issue has been tackled
separately but it has been a long and hard road to fix these issues. Most
Americans are still not satisfied with the financial state of our country and
many of them are blaming President Obama for this. Only time will tell how well
we manage to clean up all these problems and help people out of their financial
troubles. The government will have to play a part in making this happen.
Amanda Spencer is the mastermind
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