Showing posts with label organizing. Show all posts
Showing posts with label organizing. Show all posts

Wednesday, November 6, 2019

4 Ways Decluttering Your Home Literally Pays Off



Decluttering your home brings peace of mind. Your efforts to get rid of extra junk will reward you both financially and psychologically. Fortunately, there are many well-documented ways that decluttering pays off.

Getting rid of excess possessions reduces or eliminates storage costs


If you drive around any large metro area, you’ll notice a large number of storage units. Obviously, there is a large demand for space by people who have more possessions than will comfortably fit into their home. Many storage units cost $100 or $200 a month.

By downsizing and decluttering, you won’t have to continue paying for storage space. This simple action can easily save you a thousand dollars or more per year.


Find your bills on time so you don’t pay things late


Anyone who has ever forgotten to pay a bill because it was lost in a sea of disorganized clutter knows the frustration of paying hard-earned cash in penalties and interest because you simply have too much junk sitting around. Being disorganized is not only stressful, but it is also expensive in terms of wasted money and time spent searching for lost mail and papers.





It is truly amazing how easy it is to change this type of situation once you start clearing space and getting rid of excess junk. Important paperwork can be the easiest thing to lose in a sea of clutter.


You call to sell or donate the stuff you don’t need for cash


The most obvious way you can make money from decluttering is to sell your excess stuff. You can sell an iPhone in Canada or unused laptops and have an extra $200 dollars in your pocket in a cool 24-hour period. Garage sales are another time-tested method for selling off unwanted items to neighbors.

Another way to cash in on your extra stuff is to donate it and take a tax deduction. If your tax bracket is high enough, you can sometimes save as much money in taxes as you would selling it outright and with less hassle.
You no longer have to buy replacement items because you can’t find what you need in the clutter.

It is a rare person who hasn’t gone out to spend money on something they needed because they couldn’t find it at home. Buying duplicates is expensive. Organized people don’t have to do that.

There is no time to waste. Decluttering is a simple way to improve both your financial standing and lifestyle. There is no logical excuse for dealing with the substantial stress experienced every time you waste your time hunting for something you need and can’t find.


Tuesday, January 9, 2018

4 Websites to Keep Your Finances and Budget Organized in 2018



Budgeting is essential in anyone’s life. From having money to pay rent or mortgage payments each month, to allocating funds to pay credit cards, and of course daily expenditures, you have to budget accordingly. 

If you need help setting and maintaining your budget, there are several sites/apps you can use to assist you. These are a few which can help you get your spending under control, and possibly even start to save a bit each month.

OnTrees


It is not only one of the top apps on the Apple-store, it is convenient and easy to use as well. 


It offers features like SMS text if you are close to monthly expenditures, or are considering making a purchase which isn’t within your budget. This is ideal for over-spenders or compulsive shoppers.

Your Wealth


Online calculators, budgeting tools, and professional expert-advice, you have all the financial planning tools and guidance you need, to keep you on track. There is also a money-borrowing hub to help you find lower interest rates and the best repayment terms. 




A simple to use tool which will keep you on track, and help you allocate monthly funds to avoid over spending.

Money Vista 


This site uses a “life chart” to help you at different phases of your life. Depending on age, spending habits, earnings, and what you want to do in life (plan for a trip, pricey purchase, save, etc.), the life-chart will help you get there. 


It is easy to use and will help you maintain your budget accordingly if you need to keep your financial spending under control.

Chargify


More and more small business owners have started to use chargify because it is a great way to keep on track with all of your payments. It allows you to automatically send out invoices if they are recurring. There are loads of other brilliant things you can use. If you would like to know more about chargify visit topbusinessalternatives.com.

Most individuals need help with financing and budgeting but not all can afford a professional financial planner to help them. These online budgeting tools are easy to use, convenient, and highly-affordable. No matter where you are in life, these are simple tools you can utilise to help you track spending/saving.


Time to Take Charge of Your Money


The new year is a great time. It's the time when it's OK to move on from the mistakes of the past. The slate is wiped clean and you have another chance to get it right. Why not try some of these websites and apps to see if you can get your finacial lives organized. There's no better time than now to get started.



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