Tuesday, February 12, 2013

3 Clever Ways to Make Your Business Look Large and In Charge

Business Sign X
 (Photo credits: www.roadtrafficsigns.com)
There are many good reasons why you may want your business to look larger than it actually is and if you can manage to pull off this trick, you will probably be able to gain extra turnover through increased sales activity. Here are some ideas on how to achieve this goal. 

Consistent Branding 


The main aspect that you will notice with larger companies and especially multi-nationals is that they have very solid brand strategies. Consistent branding means that customers instantly recognize your logo and what the business does or what it stands for. You can copy that winning formula by ensuring that your logo, typefaces, fonts and brand colors are all consistent wherever your company name is visible. Using signage at your business premises is a great way of re-enforcing that message and brand image. Apple HQ uses a symbolic giant apple attached to the side of their building and you can follow that same principle of instantly making your company look larger and more professional by using consistent brand signage and even creating a logo that is visible on your building as well as on any company vehicles, marketing material etc. 

Digital Signage 


Using digital signage is not as expensive as many people think it is going to be and it is a great way of conveying a message to your customers who are on your business premises, whether it is a retail store or a trade warehouse. Using a digital sign means that you can change your message as often as you want to without having to print up new posters each time and it is a professional looking system that will tell your customers that you want their business and enable you to promote any special offers or limited time deals as well as conveying any standard message that you may want to get across. They are also very useful in enhancing your brand image by incorporating a log in the message and display whilst generally creating the impression that you are larger and more professional business who have thought about how to communicate in a modern way with their customers. 

Getting your Signage Right 


Every business large or small has a budget to work to, but if you are a small business competing against larger organizations you want the opportunity to compete on a level playing field whenever you can, and using signage in the right way is a great way of achieving this. First impressions count for so much and having a sign outside your business that is poorly designed, too small or simply fails to grab attention, then it is probably serving no viable marketing purpose other than telling people where you are. If you are going to advertise your business to the public try to work on getting your business noticed. A large but well proportioned sign with a professional looking logo and even a strong slogan or marketing message will count for a lot when you are seeking to make that all important first impression. Get you signage right and you will encourage customers to come to you and it will carry a strong message that you are in charge of your own destiny and want to give a good customer experience to anyone that walks through the door.

Scott Quinlan is a business branding consultant. His articles mainly appear on business and marketing blogs where he enjoys passing on his knowledge on the subject. Visit ImpactSigns to get more ideas for your business. 



The Logbook Loan: Quick and Convenient Solution to Borrow Money

Loan
Loan (Photo credit: Philip Taylor PT)

What is a Logbook Loan? 


Logbook loan is a mode of obtaining funds. In logbook loans, commoners can borrow funds from logbook loan companies to have instant cash which can be used as business capital, for business use, and for other personal purposes. 

How a Logbook Loan Aids People?


Logbook loan is distinct from other loans because your vehicle will have to serve as collateral. However, logbook loan companies merely rely on the logbook V5 and possession of vehicle documents as security. They do not take possession and ownership of the vehicle until the applicant defaulted in making their payments. Logbook loan companies provide for an easy and expedient process in availing the loan.

Gone are the necessity for background check and credit investigations. It is fairly common for people with bad credit or financial history to find loan application burdensome. Often than not, their loan applications get discarded. If not, they may avail of a loan, but with very high interest. Availing such a loan will only put your financial status at a risk. It’s more of a loss than a winning solution. This is what logbook loan is made for. Logbook loans give all applicants a chance to obtain some funds without asking so much in return. Logbook loans are the cheapest of all loans. Also, logbook loans can be helpful in regaining your financial stability and further attain a good credit standing.

Logbook loans are the perfect choice for people who are in need of immediate cash. Companies may grant a loan amounting to several thousand but with very little rate of interest. But it bears stressing that the amount of loan which can be granted depends on the value of your vehicle. Moreover, logbook loan companies do not look into the bad credit or financial history of the applicant. 

Spotting a Reliable Logbook Loan Company


Logbook loan is a novel concept. Hence, people are not yet familiar with logbook loan companies. If interested in applying for a logbook loan, choosing the right company matters. In finding the credible logbook loan company, consider online reviews and customer testimonials. They can be found online or in the company’s message boards. Take more effort looking for suspicious and negative comments. They may be helpful in letting you decide whether to take the loan or not. Another thing to consider is the company reputation. Also shop or inquire for company information, loan grants and payment schemes. 

Advantages of a Logbook Loan


  • A logbook loan is beneficial and convenient because it can be obtained in a definite and short period of time. This is a perfect loan option for commoners who are in need of instant money. 
  • In logbook loan applications, a bad credit or good credit is not the sole basis for granting the loan. In logbook loans, applicants are spared from stringent credit scrutiny. 
  • Logbook loans do not require applicants to place properties as collateral to the loan. Most logbook loan companies merely rely on the V5 document as security. 
  • Logbook loans also promises an easy and fast processing. Moreover, logbook loan companies do not charge unconscionable rates of interest. They provide minimal interest rates which applicants can easily pay off. 
  • Those who were granted with a logbook loan can choose from an array of reasonable payment options. There are installment schemes in monthly basis which is a fitting payment scheme even at financially difficult times. 

So, the next time that you will be in dire need of money and you have a car (but do not want to sell it), you can try availing for the Logbook loan. Who knows? This can be the best mode for you to borrow funds.

Author Bio:

Click 4 Logbook Loans is a leading UK price comparison provider for logbook loans site dedicated to bringing you the best possible deals from the top Log Book Loan providers in the UK. Click 4 log book loan helps you to get log book loan as quick as possible.


Monday, February 11, 2013

Step by Step Guide for Starting a Restaurant Business

English: This is actually Tom's Restaurant, NY...
 (Photo credit: Wikipedia)

It seems like new restaurants, fast food chains and coffeehouse are popping up constantly, and while there will always be a demand for restaurants and food business, it’s not so easy to launch a new one and make it into a profitable business. You might think that it’s as simple as renting a space, hiring chefs and servers, and purchasing equipment, but ask a few restaurants owners and they will tell you making money from the start isn’t quite a piece of cake. 
If you’re looking to start a restaurant, you must follow the guidelines given below, because overlooking any of these steps will seriously hinder your chances of making it big.   
 

Research & Niche Selection


Just like in any other business, you must avoid making decisions based solely on your own likes and dislikes. Your expertise and preferences will matter, but that shouldn’t be the only criterion for choosing your niche. You need to finalize the details after conducting a through market research. To decide between the many different types of restaurants (fast food or formal dining, for example) and what type of food you’ll serve (soup and sandwiches, pizza, diner food, Italian or Chinese, for example) you will have to decipher the demand, competition and location.  

Planning & Financing


Once you’ve chosen a niche, the next step is to set down a proper business plan. While planning, don’t let the excitement or unnecessary optimism affect your rational thinking. You will have to analyze all risks and opportunities with a balanced mind. Because you will have to arrange finances in advance, remember that regardless of the quality of your food and ambiance, it will take some time before your income statement starts to show some kind of profit, so you need to have the funds to survive that initial period.

Food & Equipment


One of the biggest expenditures in starting a restaurant will be the restaurant equipment like tables, chairs, cookware, bakeware, ranges, pizza ovens, grills, boilers, refrigerators, dinnerware, and the likes. Instead of trying to cut corners with used or low quality items, you should invest in high quality, commercial grade products and superior kitchen equipment. When people come to a restaurant, they want a dining experience far superior to their home dining routine. Having said that, décor or ambience will go far, but even more important is the food you serve. Focus on the taste, quality and cleanliness of the food that you’re going to serve.

Marketing


The reason many restaurants fail to make it big, despite having excellent food and an inviting atmosphere, is because the owners aren’t really business-savvy, especially when it comes to marketing and promotions. Remember, you cannot rely solely on word-of-mouth marketing to attract new customers. You will have to implement aggressive marketing at least in the first few months to get your name out. Try to make the most of the Internet, especially social media or special deals websites to attract new customers. In addition, you can try inserting advertisements in local newspapers, magazines, or TV channels.

About the Author: Farah Mustansar writes on restaurant marketing and equipment related topics. 



Big Lessons We Should Learn From Our Grandparents to Save Money

Each of us wishes to spend money within defined budgets but this becomes almost impossible for us just because of the increased fantasies, daily expenditures, family demands, and much more. Instead of trying useless tricks for saving money, we should consult our elders or grandparents to guide us in a better way. This is because they have always tried their level best to have maximum savings and have spent worry-free lives. How can they help us in saving more? Let us discuss it here. 

Define your Limits:


Saying this is extremely easy but to act is very hard. Our grandparents used to save a lot of money by the end of month just because of this simple golden rule. They used to set up a limit for saving and saved that amount by any possible means. For example, my grandfather used to save at least $500 every month without considering that how he will manage the rest of his responsibilities. In this way, he had a lot of savings in the end. This is what we do not do. We do our calculations at the end of month by just regretting that we have lost a lot of money in buying useless things and this is just because lack of planning.
 

Parties on Specific Days:


No doubt, our grandparents loved to have parties too but not on regular basis, like the one, we do. They preferred enjoying parties mostly on the weekends by considering their budget. Sometimes, for better financial management, they used to have one-dish parties. In this way, they enjoyed their life as well as saved money too. This is what we lack nowadays. We like to party almost every day and spend a lot of our money on lots of unnecessary events, which spoils our monthly budget most of the times. 

Cooking Budget:


Instead of eating junk food daily, our grandparents preferred to design a weekly menu in order to have maximum savings by enjoying balanced diet in a month. On the contrary, today, our demands, eating preferences, and menus vary almost every day resulting in huge wastage of money. 

Prefer Durable Utensils:


Have you noticed that grandparents usually prefer to use durable utensils normally made up of copper, silver, or metal? Do you know why they used such type of utensils? It is just because these type of utensils are durable and can be polished on frequent basis to give them a new look. On contrary, these days, we use plastic made utensils, which we have to buy almost every month because they are not that much durable. Trust me that buying these utensils repeatedly ruins our budget. 

Take Time While Shopping:


How much time do you spend while shopping? Maximum 30 minutes or an hour, is it? Our grandparents used to spend a day for purchasing best possible stuff. Can you do this for you? Purchasing stuff in short time is not an art but purchasing high-quality stuff with some delay surely is. Grandparents never wasted their time but made best use of their time to achieve fruitful results. Spending maximum time in a shop or mart gives you an idea of current market prices along with the best purchase of items within your defined budgets. 


Final Words:

However, there is a change in culture, generation, and living styles yet ideas cannot change if followed properly.

Author’s Bio:

Mudasar began his career in finance at Speedyloan. Now, he helps people getting loans. To get more details, visit over here.


Sunday, February 10, 2013

6 Rules for Coupon Etiquette

Amy's Kitchen Freebie Coupons
Coupons (Photo credit: iateapie)
The growth of online shopping has offered many new opportunities for buyers to get even better deals. They are able to get much better deals because competition by online retailers has driven down the costs of the goods we need. Not only from direct competition but also because retailers are using coupons as incentives to get buyers to their websites.

When using your online coupons with retail websites it is a straight forward approach of entering the your coupon code in the inappropriate place. It is very simple. Other coupons that you print for use at local businesses has a different approach. Retailers appreciate your business and are happy to take your coupons because it mean more business for them and maybe they will get you to return again.

Recently many stores have changed or updated their coupon rules to clear up any questions of how the coupons are to be used. Our local supermarket has published a new use of coupon rules in each store because things have gotten out of hand. The problem is some shoppers are abusing the use of coupons and this may make it harder for the average couponer to shop.

If you are an avid coupon user there are a few simple rules to follow to make the whole experience a little less stressful for the cashier and the people in line behind you.

Rule #1 Check out coupon websites before shopping. Before you begin your shopping it's important to check out coupon websites like Fat Wallet, Retailmenot, and Couponraja. When you check for coupons you not only find good deals for what you need but also discover new shopping destinations that you can visit. Every year new websites pop up to serve the needs of shoppers. Also it adds a little fun to the process of finding these good deals.

Rule #2. Be organized. When checking out have all your coupons organized and not just in a messy pile facing all different ways. It shows respect for the cashier and the people waiting in line behind you. Also make sure the coupons are not expired and that you are following the rules of the store in their use.

Rule #3. Try to plan your shopping at a slow time of the day. Holding up the line with coupon redemption at the peak shopping times shows bad form and is inconsiderate of other people. It irritates other customers when you are trying to use so many coupons, so go when you know its the slowest time of the day. 

Rule #4. Be polite to the cashier and other customers. You may know more about coupons than the cashier but it's no excuse to be rude or impatient. Use your manners and stay calm if there is a problem. Ask to speak to the head cashier if extra help is needed. Also alert customers behind you that you have coupons and that there may be a delay. Let people behind you in line go ahead if they only have a couple of items.

Rule #5. Don't clear off the shelves when you make purchases. It's bad form for you and keeps other shoppers from cashing in on the great deals. Also the store may not know the shelves are emptied out, so its better to only purchase a small amount. If you must make a large purchase either call ahead to the store so they can arrange to put aside enough items for your purchase and not have bare shelves. Also make your large purchase not just in one store, but spread it over a couple of stores.

Rule #6. Follow the rules. Know the rules of the store your shopping at. Don't be pushy with your coupons. If you are having a problem with the use of the coupon just skip that particular one. It's not worth arguing over something like that, it's better to not be known as the neighborhood coupon freak. It's better to build a friendship with the store and the cashiers that work there. Also make sure you have the correct item for that coupon and that the coupon is not expired.

Shopping with coupons will save you a lot of money. Following these few rules will make the experience pleasant for all.

Saturday, February 9, 2013

Selling Your Structured Settlement for Maximum Cash - An Illusion or Reality


What a Structured Settlement Is and Why Some Plaintiffs Opt to Sell Their Future Payments?


Senior couple signing financial contract
Senior couple signing financial contract (Photo credit: SalFalko)
As you probably know, people who get injured in various accidents usually receive a structured settlement. This is actually a monetary compensation paid by the insurance company in a stream of fixed installments over time. Such financial agreements typically arise as the result of a lawsuit from various personal injury cases, like traffic accidents, medical malpractice, work related injuries, wrongful death and some others. There may be also cases with no relation to personal injuries, like legal malpractice, worker's compensation, commercial cases, etc. However, in any of these circumstances the entire amount of monetary award assigned to a plaintiff is spread out over some time period and distributed in the form of monthly, quarterly or annual payments, rather than in a single lump sum.

Of course, any structured settlement owned may become an excellent source of substantial additional income. Though many structured settlement holders who face sudden life circumstances change and unforeseen financial burdens, find that they need pretty much more cash than their periodic payments provide. There is also a group of plaintiffs who consider it rather stressful and inconvenient to be tied up to the inflexible schedule of small periodic payments and, therefore, wish to unlock their future payments and get access to their legal money in full now to use it however they need: either to eliminate current financial obligations or meet some short-term or long-term goals.

For both groups of structured settlement recipients turning their future payments into a lump sum of cash is definitely the most deliberate choice. Since 1988, it has become legal to sell structured settlements, annuities, insurance policies and some other related financial agreements in US in return for a lump sum of cash. In such a way, funding companies, also known as settlement funders, have quickly emerged on the asset-backed market. They are dedicated to accomplish such transactions allowing payment recipients to gain absolute control over their finances.

The truth is that many plaintiffs hesitate to sell their structured settlements, even when facing the dire need in cash, mainly influenced by a rather widespread opinion that a settlement sale transaction may dramatically reduce their monetary reward. But what actually happens with your money when you sell your future payments to a funding company? How much is your structured settlement worth in fact? What should you do in order to get most cash for your settlement or is it still wiser to keep to the initial payment schedule with small periodic installments coming over time? Let's clean the air on these rather crucial questions for each and every plaintiff.

Roots of the Misconception


Indeed, there is a strong belief that getting maximum cash after selling a structured settlement is no more than a myth and a plaintiff would get a dramatically reduced amount of his/her money. In fact, settlement sale transactions owe their bad reputation to non-direct funders. Unfortunately, there are some funding companies on the asset-backed market that partner with intermediate brokers and use some third-party assistance.

They typically require certain fees for their services, and it is rather obvious, that every broker in this chain will cut off a piece of your monetary award. As longer this chain is, as less money you may expect to get. And like many other promises and guarantees connected with third-party companies, adequate settlement cash payouts may also turn to be just an illusion.

When Getting Maximum Cash is Real


But the situation may go the whole different way, if you are dealing with a direct funder. Established and reputable funding companies operate typically as direct funders avoiding any intermediate brokers during the whole transaction process. While applying various solid financial and legal instruments, they are able to provide plaintiffs with maximum cash advances for their structured or annuity settlements. When you hand in all related papers, their financial consultants will determine the value of your settlement and tailor a package meeting all your specific needs and goals.

It's also worth to point out that an established settlement funding company imperatively submits every single transfer agreement directly to the local court for review to ensure that the proposed cash payout option is in the best possible interest of a plaintiff and a purchasing company works in the fullest compliance with both state and federal laws.

In such a way, whether getting maximum cash for your structured settlement is an illusion or reality is the matter of your deliberate choice only. If you would like to share your personal experience of cashing out future settlement payouts, feel free to do that in the comments below.

Author's Bio

Derek Wrend is a PR manager at OzarkFunding - a settlement funding company offering the maximum lumpsum of cash for structured settlements.




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